Do not go where the path may lead, go instead where there is no path and leave a trail.Ralph Waldo Emerson
Medicine Hat’s rugged badlands terrain is paradise for anyone with the guts and equipment to go off-road and cut their own trail so they can see their own sights. Sure, it’s slightly riskier than sticking to the pavement but what good does four-wheel drive do you if it only spends its life hauling groceries?
There are going to be plenty of sunny days in Medicine Hat this year – we can count on 330 – so get out there and cut your own trails. And although the sunshine and off-road terrain is great, the threat of wind, hail and flood is equally high. In fact, of the five territories covered by Reliance Insurance, the Medicine Hat region is penalized the hardest.
So to make sure your Bronco, home and everything else is receiving the coverage you need, ask your insurance agent at Reliance these questions. Once you get suitable answers from us, sign on the line so you can spend your free time off-road being a weekend warrior.
What water damage is covered?
Not all water damage is treated equally. Overland flood is different from a sewer backup or appliance malfunction. While overland flood insurance can typically get pricey or difficult to find, Reliance does offer it.
What are my coverage limits?
Certain scenarios have claim limits so knowing what is covered isn’t always enough. Understanding what the value amount your insurance policy covers will leave you with one less surprise if you do have to make a claim.
Where can I find the claims history for my purchase?
Before you make a major purchase, ask your insurance provider to help you find the claims history. Whether it’s a house or vehicle, understand its history in that regard will provide peace of mind and can even give you leverage in negotiations.
Getting clear answers to these questions will provide confidence if you do need to make a claim. That’s the downside to living in a region with a higher risk. But once you get the answers and understand your policy, you’ll be able to enjoy all those sunny, hot days off the pavement being a weekend warrior
So put it in four-low this summer and get out there. You, my friend, can go anywhere.